Need Insurance for T-Mobile phones? Here are T Mobile 360 protection plans and phone accidental insurance details.
As we move from keypad phones to touchscreen, our budget for smartphones has increased. People are buying a $1000 smartphone too, a price at which you can buy a 4K Television or other premium gadgets. If you are purchasing such a costly phone, it's better to go for a smartphone protection plan and if you are on T-Mobile, then in this post I have brought to you some of the best T Mobile protection plans for mobiles that you can get. So let's check it out.
T-Mobile Insurance:
For smartphones purchased on T-Mobile, you can get insurance from a monthly premium of $6 to $15/month based on the type of protection the consumer opts for. T-Mobile has the following three plans for smartphone insurance -
- Protection 360
- Basic Device Protection
- Premium Handset Protection
These three plans vary on types of coverage provided, what's not covered, and claim limits.
These plans are exclusive to T-Mobile prepaid phones -
| PROTECTION 360 | BASIC DEVICE PROTECTION | PREMIUM HANDSET PROTECTION (Prepaid Only) | |
| Monthly Premium | $7 – $15 | $6 – $14 | $8 |
| What
is Covered |
Malfunctions, accidental damage (incl. cracked screens & water damage), loss & theft
Phone, charger, battery & SIM card (if applicable). Other original accessories are only covered if they are lost or stolen with the phone |
Malfunctions, accidental damage (incl. cracked screens & water damage), loss & theft
Phone, charger, battery & SIM card (if applicable). Other original accessories are only covered if they are lost or stolen with the phone |
Malfunctions, accidental damage (incl. cracked screens & water damage), loss & theft
Phone, charger, battery & SIM card (if applicable). Other original accessories are only covered if they are lost or stolen with the phone |
| What
Isn't Covered |
Damages from abuse, misuse, fire, unauthorized repairs, intentional or cosmetic damage, Acts of God | Damages from abuse, misuse, fire, unauthorized repairs, intentional or cosmetic damage, Acts of God | Damages from corrosion or rust, failure to follow maintenance guidelines, intentional damage, unauthorized repairs, power fluctuations |
| MALFUNCTIONING PHONE DEDUCTIBLE | $0 ($5 processing fee for replacement phones) | $0 ($5 processing fee for replacement phones) | $0 ($5 processing fee for replacement phones) |
| ACCIDENTAL DAMAGE DEDUCTIBLE | $10 – $99 | $10 – $249 | $20 – $175 |
| LOSS OR THEFT DEDUCTIBLE | $10 – $249 | $10 – $249 | $20 – $175 |
| CLAIM LIMITS | 3 within 12 months | 2 within 12 months | 2 within 12 months |
| ADDITIONAL SERVICES | JUMP Upgrades AppleCare (iPhones only) Unlimited screen protector replacements McAfee Security with ID Theft ProtectionTech Ph.D. by Assurant |
n/a | n/a |
T Mobile Protection Plans
T-Mobile phone protection plans help you to protect your phone. There are various third-party companies available that offer complete protection to your device at a low cost.
Here are a few companies -
T-Mobile Asurion Mobile Protection Plan
Asurion is a famous brand when it comes to accidental mobile or phone insurance. Starting in 2014, the Tennessee-based company has grown big and now serves 280 million customers across 14 countries.
It offers protection for customer electronics, smartphones, tablets, appliances, and jewelry.
The great thing about Asurion mobile protection plans is that they have different plans depending upon your mobile cost.
Here are the plans -
- For Phones priced $150 to $174.99
- For Phones priced $175 to $199.99
- For Phones priced $200 to $249.99
- For Phones priced $250 to $299.99
- For Phones priced $300 to $349.99
- For Phones priced $350 to $399.99
- For Phones priced $400 to $499.99
- For Phones priced $500 to $599.99
- For Phones priced $600 to $699.99
- For Phones priced $700 to $799.99
- For Phones priced $800 to $899.99
- For Phones priced $900 to $999.99
- For Phones priced $1000 to $1249.99
- For Phones priced $1250 to $1499.99
- For Phones priced $1500 to $1999.99
All plans include two years of accidental protection. You can check out and purchase one from Amazon.
Square Trade Phone Protection Plans
SquareTrade offers attractive accidental mobile phone protection plans. You can get protection for as low as $8.99 a month. SquareTrade family plan starts at $19.99 for 4 connections/lines. It's a brand trusted by over 100 million customers.
Some of its features include -
- In-home repair
- Local repair
- Genius bar
- Mail-in repair
Just like Asurion, they also offer coverage to out of warranty devices.
So those were T-Mobile smartphone protection plans.
Also Read:
What is the deductible for T-mobile protection plans?
The above-mentioned charges are levied on your monthly billing and that deduction is for the protection plan that you might have opted for.
T Mobile Protection Plans Worth it?
Many have asked the same question - Are T-Mobile phone protection plans worth it?
And it's a valid question that you must ask!
As an answer, these plans to protect your device are certainly worth taking if you have a premium phone priced over $800. A person who likes to use a mobile phone without a case can also go with it.
TMobile Insurance Water Damage?
If your mobile phone gets damaged due to water spills or falls in water then read the above table to match your problem and then contact the customer care department for further help.
What is Tmobile Protection 360?
There are several TMobile insurance plans available based on monthly pricing and there is also a Protection 360 plan that provides complete protection at a premium price.
Can I Put my Cricket SIM card in Another Phone
Conclusion:
So that's all we have in the T-Mobile protection plans and alternatives. Which one are you opting for - Protection 360 or the basic one?
This post was published on September 24, 2023 7:03 AM